If putting tougher regulations into place for the financial markets is all that is done, you are telling the people "no one is guilty up to now"! America is screaming for "jobs, both new and recovered" as well as "innovation, creativity, capital expansion" and a "growth rate on a far more massive scale than ever before seen in this country"! If talking a good talk to students is all that you deliver, you better go back and tell them just "what" in God's name you are suggesting they go back to school for! So far I've found that most people including myself, dislike stating that President Obama is a lot more like George Bush than unlike him. In the grand scheme of reality, if he doesn't soon learn how to "walk softly, and carry a big stick" it will result in the majority of his population being placed on quicksand, in a very sickly, destitute, quagmire, some 40 to 50 times greater than hurricane Katrina! Thus far Mr. President, the only message from you, being read between the lines by youth is "Corporate and Government Crime Paying the Highest, where you can do the crime without the time"! Hell, even without getting so much as subpoenaed!